Tracking three decades of American mortgage debt and its impact on the housing market The story of U.S. residential mortgage debt is a reflection of America's economic journey over the past three decades. From the steady growth of the 1990s through the housing bubble and crash of the 2000s to today's post-pandemic reality, mortgage debt tells us about more than just housing—it reveals patterns in consumer behavior, economic policy, and financial resilience. As of Q1...
U.S. Residential Debt Outstanding (1990-2025)
